Invoice Factoring | Get Paid Now | Towns Advisory Group

Amir Towns
May 14
2 min read

Invoice Factoring — Turn Unpaid Invoices Into Cash Today

Invoice factoring lets you sell your outstanding invoices to get immediate cash — typically 80-90% of the invoice value upfront. It's not a loan, so there's no debt on your books. Perfect for businesses with reliable customers who pay slowly.

Why Choose Towns Advisory Group?

💵 Immediate Cash Get 80-90% of your invoice value within 24 hours — no waiting 30, 60, or 90 days.

📊 Not a Loan Factoring is a sale of receivables, not debt. It doesn't appear as a liability on your balance sheet.

🔄 Ongoing Solution Factor invoices as needed — one-time or ongoing to smooth out cash flow.

⚡ Fast Setup Get started in as little as 24-48 hours after approval.

🏢 B2B Focused Ideal for businesses that invoice other businesses with net-30, 60, or 90 terms.

📋 Credit Based on Customers Approval is based on your customers' creditworthiness, not yours.

How It Works

1. Submit Your Invoices Send us the outstanding invoices you want to factor along with customer information.

2. Get Funded We advance 80-90% of the invoice value directly to your bank account within 24 hours.

3. Customer Pays When your customer pays the invoice, we release the remaining balance minus a small factoring fee.

Frequently Asked Questions

What is invoice factoring?

Invoice factoring is selling your unpaid invoices to a factoring company at a discount in exchange for immediate cash.

How much can I get?

You typically receive 80-90% of the invoice value upfront. The remainder (minus fees) is paid when your customer settles the invoice.

Is invoice factoring a loan?

No. It's a sale of an asset (your receivable), not a loan. There's no debt to repay.

What types of invoices qualify?

B2B invoices to creditworthy customers. The invoices should be for completed work or delivered goods.

Will my customers know?

In most cases, your customers will be notified to send payment to the factoring company. Some programs offer non-notification factoring.

Ready to Get Started?

Apply online in minutes. Our team is ready to review your application and get you funded fast. Call us at (614) 966-0302 or visit townsadvisorygroup.com to start your application today.