Equipment Financing | Lease or Buy | Towns Advisory Group

Amir Towns
May 14
2 min read

Equipment Financing — Get the Tools Your Business Needs

Equipment financing helps you acquire the machinery, vehicles, technology, or tools your business needs without depleting your cash reserves. The equipment itself serves as collateral, making approval easier and rates more competitive.

Why Choose Towns Advisory Group?

🔧 Equipment as Collateral The equipment you're financing serves as collateral — no additional assets needed.

💵 Preserve Cash Flow Keep your working capital intact while getting the equipment you need.

📊 Tax Benefits Equipment financing may qualify for Section 179 tax deductions.

⚡ Fast Approval Get approved in 24-48 hours for most equipment types.

🚛 All Equipment Types Trucks, machinery, medical equipment, restaurant equipment, technology, and more.

📅 Flexible Terms Choose lease or purchase options with terms that fit your budget.

How It Works

1. Tell Us What You Need Describe the equipment, provide a vendor quote, and submit your application.

2. Quick Approval We evaluate your business and the equipment. Decisions typically within 24-48 hours.

3. Get Your Equipment Once approved, we finance the purchase and you start using your equipment immediately.

Frequently Asked Questions

What equipment can be financed?

Virtually any business equipment — trucks, machinery, medical devices, restaurant equipment, computers, construction equipment, and more.

Should I lease or buy?

Leasing offers lower payments and flexibility to upgrade. Buying builds equity in the asset. We can help you decide what's best.

What do I need to qualify?

$15,000+ monthly revenue, 6+ months in business, and a vendor quote for the equipment.

Are there tax benefits?

Yes — business equipment financing often qualifies for Section 179 deductions, allowing you to deduct the full purchase price in the year of acquisition.

Ready to Get Started?

Apply online in minutes. Our team is ready to review your application and get you funded fast. Call us at (614) 966-0302 or visit townsadvisorygroup.com to start your application today.